This is not the insurance company s responsibility.
13 yr old roof lost 6 shingles in wind.
There is no requirement of law that says new shingles have to match the color of old shingles or all the old shingles have to be replaced.
When exposed to strong direct sunlight and rapid temperature changes thermal shocks commonly associated with southern states and dessert climate zones think texas arizona oklahoma nevada and parts of california dessert asphalt shingles can develop.
If part of a shingle is missing you ll have to replace the whole thing.
Yearly once the roof is 5 years old.
Photos and text guide diagnosis of asphalt roof failures causes effects of loss of protective mineral granules from roof shingles description of different causes of roof shingle granule loss.
For example the shingles at the edges of a windward roof slope are exposed to higher uplift pressures than the shingles near the center of the roof slope.
Mineral granules that have been lost to expose shingle substrate in the center of raised blisters will in at least some instances leave a crater around.
Every 2 years after 15 years.
When a major storm is coming document the roof s condition before and after.
First see if you have any leftover shingles from the last time the roof was worked on with any luck the builder or the roofer who handled the job left some behind.
In some cases the roofing could have been inappropriately installed like being nailed too close to the top of the shingles causing the nails to pop up and raise the shingles.
Clay and concrete tiles.
Since your roof is 17 years old you would think it would have already occurred by now if it was going to i m not sure how many wind storms occur in your area every year.
Every 2 3 years after they are 10 years old.
Wood shingles and shakes.
Since no one will give the insured the same purchase price for a house that has a mis matched roof.
My old roof was a 20 year asphalt roof that did unzip during a wind rain storm after 25 years plus a few lost shingle tabs a few years earlier.
Be sure to align with the shingles of either side.
Metal roofs and composite shingles.
There are missing shingles missing shingles will need to be replaced right away.
Slide the new shingle up into place.
Even 45 year asphalt shingle roofs start having problems after 20 years.
And we are not in that windy of area no hurricanes or tornadoes.
The maximum wind uplift a 3 tab shingle roof can withstand is 60 mph to 70 mph.
In lb s old shingle shingle photos taken on the roof itself most of the open pits or craters on shingles where mineral granules have been lost appear to be in relatively flat areas shingles.
This extra uplift pressure is generated at the edges by the additional pressures from the secondary movement of the wind as it encounters the wall and then rushes up over the roof figure 1.
Wind will be able to get under surrounding shingles and cause further damage while rain may be able to leak into the area where the shingle is missing.
Normal defective product storm damage foot traffic etc.